We have established ourselves as one of the most respected financial planning practices in the North West over the past 15 years and working alongside our colleagues within Wilds Chartered Accountants allows us to offer our clients a uniquely comprehensive plan across both their business and personal finances.
As independent financial planners, we provide advice that is tailored to each of our clients’ own needs across various different areas of financial planning including retirement, investments and estate planning as well as protection for both individuals and businesses.
“Initially recommended by another client and do not regret it for one moment.
Excellent 5 gold star service.”
We offer bespoke services tailored to our client’s needs. But whether we are working with business or personal clients, our core ethos and approach remains the same.
Our approach is based on a few key principles: –
We believe in always maintaining our independence of thought. We’ll never advise our clients to do anything with their money unless we’re convinced that it’ll help achieve their specific long-term financial goals.
We use a whole range of software as part of our financial planning service, but, to us, innovation means more than just technology. It also describes how we help interpret, describe and respond to our client’s specific financial needs.
We want our clients to really trust our expertise, so we take care to build strong, transparent working relationships. That way our clients have the peace of mind that we’re committed to helping them achieve their lifestyle goals.
We love what we do and we want that to shine through in our work. We’re a small team, but everyone has a voice and everyone contributes to giving each and every one of our clients a unique financial planning experience.
Our Personal Planning service is not just about money. It’s about aspiration, ambition, security and independence.
We offer lifestyle personal planning that is focused on you as an individual and your goals in life, whatever they may be.
Our key concept is financial independence. This is the level of wealth that you need to achieve the lifestyle you want, without being reliant on the need to work.
We use clear, straightforward tactics in your financial planning.
- Setting clear goals using specific dates and amounts.
- Creating a bespoke Financial Plan to achieve your goals, and an Investment Plan that helps produce the best possible portfolio returns, consistent with the risk you want to take.
- Managing each plan for the rest of your lifetime.
- Creating a strategy for you to invest regularly until you reach your “number” (ie. the portfolio value that means you’ve achieved financial independence)
The aim of our process is to give you the freedom to live the life that you want to live without the fear of ever running out of money.
From cash flow forecasting to pension auto-enrolment, we will deliver a tailored, financial service that reflects the present circumstances and long-term objectives of both you and your business.
Our service includes:
- Business Protection (such as Keyperson Cover & Shareholder Protection)
- Tax Reduction Planning
- Exit Strategies & Financial Independence
- Auto Enrolment/Workplace Pensions
Our Business Planning service is aimed at giving small and medium sized business owners financial peace of mind. We specialise in using cash flow modelling, enabling you to get a clear picture of how your business and personal wealth can contribute towards your long-term goals.
From sole traders to SMEs, our job is to make your business work as hard for you as you’ve worked for your business.
That means that we don’t simply look at how we can help your business, but how we can help you, the business owner, to achieve your personal objectives.